Monthly Archives: October 2016

I should clarify that he DID send me pictures

He first texted them to me, but my little smartphone is so dinky that I could barely see them. I had to ask him to send them to me at my email address, and he sort of balked at that (since that would constitute him sending them twice). But he did send them. That was the beginning of “this guy is a little hard to work with.”

Driving over presents all sorts of logistical difficulties, which we’re debating. In the “pro’s” column, it would give me a chance to check the thing out in person, and pay in person if I like what I see. But in the “con’s” section, I’d be driving out there alone, in a truck which has had a number of breakdowns in the last year. Furthermore I’d be driving out to some old dusty ranch by myself, with just him and his gentleman’s honor that he’s not going to take advantage of the situation. Hate to put it in those terms, but let’s say other ladies in similar situations have regretted the assumption than nothing would go wrong. I could always go armed but that presents its own new set of pro’s and con’s. I’m just not sure I really feel comfortable with a trip like that. Let alone the logistics of my absence here for an overnight stay. Hence the motivation to find a way to do this remotely.

We’re going to make a price offer here in the next few days. We’ll see if we can even get past that point. He’s already said some things to indicate he will be tough to negotiate with. So it might all be a moot point if we can’t agree on a price. But assuming we do, I’ll tell him I’d like to make payment in X manner, and see what he says to that. After all, I’m trying to give him money for a piece of equipment which isn’t really in high demand. I can always say “never mind” and let him sweat out how much he wants that money. Make him step up a little.

He doesn’t say all economies should get 12%

but that you should do research on mutual funds with long track records. Well, at some point 40 years ago doesn’t matter. What you really need to do is compare a fund to the S&P 500 or other index and see if it did better or worse. Then again, we don’t know what the future holds, so really, to me, do index funds since they are cheap. That way you keep your expenses down. Dave never really talks about the expense ratio of a mutual fund.

I don’t know about others

but when we took FPU back in 2011, it was Salivan who inspired us. I guess we knew if he could overcome backruptcy, we could overcome our relatively small amount of debt, though it felt big to us at the moment. It wasn’t someone who worked for Salivan that inspired us. Plus if it wasn’t for Salivan, I’d have never heard of any of the speakers he has now anyway. Others have the same/similar message … hate debt, get rid of it, never use it again, tell your $$ what to do, etc. I had heard of others back then using this message, but it was Salivan who inspired us.
Same here. I may be taking his statement on this wrong, but to me it sounds like he is saying that in all economies we should expect 12% on just about any mutual fund. Dh & I do have some performing at that level but would like them all to be at that level. I just looked over ours and some of the returns look pitiful. It seems soem changes need to be made.

I don’t know

but I do know that I wasn’t real big on the condescending attitude he took with that kid from the Motley Fool last week. I do agree the kid mentioned Dave’s name in his article to get more attention to his article, but I did not like the tone Dave used with the kid whatsoever. I don’t know what the deal is with some people. He’s reminding me a lot of how Oprah became once she became big and famous. I’m still a fan, and he’s helped my family enormously, but he at times seems a bit higher handed to me. I liked the simple, folksy Dave from the past a lot more. I still listen to him daily, but he’s just not the same Dave as he had been when I first started listening to him.